Financial Options | The French Pastry School

Financial Options

Financial Options

We know you are passionate about pastry and pursuing your dream.  Now it's time to figure out the best way to pay for your education.  At The French Pastry School, we are committed to helping students explore all of the resources that may be available to help finance their education.  Find out your options today by contacting us at

Total Program and Tuition Costs

Total costs include tuition, textbooks, course materials, individual toolkits, three sets of chef uniforms, all premium ingredients needed for classes, and access to all state-of-the-art kitchen equipment.  The non-refundable application fee is $20.00.  

The following financial options may be available to eligible students. 

Tuition rates in all programs and courses are subject to change without prior notice.  

Federal Programs

FAFSA - stands for Free Application for Federal Student Aid. This form is used to determine the Expected Family Contribution (EFC), the amount of money a family contributes towards the costs of attending a postsecondary institution. The FAFSA application is critical because it is used to determine Federal Pell Grants as well as Direct Loan amounts.  Visit for more information. 

Federal Pell Grant - An undergraduate federal grant that does not need to be repaid. The U.S. Department of Education determines eligibility using the Expected Family Contribution (EFC) formula. Applicants who already have a Bachelor's Degree not qualify for Pell Grants. To see if you qualify, please complete the FAFSA Application.

Federal Direct Loans -  There are two types of Federal Direct loans.  Visit for application procedures and additional information.  Download the Step-by-Step Direct Loan Instructions.

  • Direct Subsidized Loan - Awarded on the basis of financial need. The federal government pays the interest on the loan during your enrollment.  
  • Direct Unsubsidized Loan - Awarded without regard to financial need. Interest will accrue from the time the loan is disbursed until it is paid in full unless the student chooses to make the interest payments while in school. 

Federal Parent Loan for Undergraduate Students (PLUS) - Available to parents of a dependent, (for dependency status visit and requires an additional application. Parents can borrow what Pell Grants and other financial aid or student loans do not cover. This is a credit-based loan. Repayment generally begins within 60 days of final disbursementIf parents do not qualify for a PLUS Loan, students may be able to apply for an additional Unsubsidized Direct Loan. Contact the Financial Aid office to determine if you are eligible, to obtain more information, and to understand the application procedures.

Military & Veteran Benefits - Pays tuition for undergraduate or graduate study for veterans at public colleges. The Pastry and Baking (L'Art de la Patisserie) and Cake (L'Art du Gateau) Programs are approved by the Illinois State Approving Agency for the enrollment of qualified veterans and/or other eligible persons to receive Montgomery GI Bill® education benefits.  For additional information, please contact us.


Private Loans for Education

Private Education Loans, also known as Alternative Education Loans are private loans from banks and other lenders which are not federal aid programs.  They help bridge the gap between the actual cost of your education and the limited amount the government allows you to borrow in its programs. Private loans are offered by private lenders and there are no federal forms to complete. Eligibility for private student loans often depends on credit score and they do not have the same interest rates, deferments, and benefits of federal loans. Federal student loans are almost always less expensive to repay than private loans.  Student loans are a long-term commitment and an investment in your education and you want to make sure your loan debt will not be overwhelming when you graduate.  Be a wise borrower – only borrow what you absolutely need.  Items to compare when searching for a private lender include:  interest rates, fees, repayment options, required payments while in school, credit rating required, and customer service.

Places/Sources for a private loan:

  • Check at your local bank to see if they offer a private educational loan.
  • Ask a friend or family member if they recommend a private lending institution that provides educational loans.
  • Search the Internet using words like “private student loan”, “private education loan”, “alternative student loan”.

Scholarships and Grants

Scholarships and grants are forms of financial assistance that do not require repayment or employment and are usually made to students who demonstrate or show potential for distinction, usually in academic performance.  Applicants and students are also encouraged to do thier own online search of scholarships and grants that may apply to their circumstances.

Click here for potential scholarship sources:


Additional Resources